W WorthMyClaim
Free · No sign-up · Updated for 2026

What is your injury claim worth?

An honest low–mid–high range, with the method shown — not a single inflated number from a lead-gen mill.

✓Formula shown ✓Live as you type ✓Not a law firm
Settlement estimator General injury · 2026
Estimated value Estimate only
$61,250
likely settlement · insurers often open lower
$50,000$72,500
Economic damages
$20,000
Pain & suffering
$30,000 – $52,500
Adjust the details
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Injury severity

Treatment needed, mostly recovers — multiplier ×2–3.5.

0%

If you were partly responsible, your range drops by this share (comparative fault).

How this range is built
Medical bills$15,000
Lost wages$5,000
Economic damages (specials)$20,000
Pain & suffering (× multiplier)$30,000 – $52,500
Estimated range$50,000 – $72,500
By injury

Start with your injury

Knee injury
Ligament & meniscus
Neck injury
Strain & cervical
Back injury
Lumbar & sprains
Shoulder
Rotator cuff & tears
Whiplash
Neck & soft tissue
Herniated disc
Back & spine
By claim type

Or by how it happened

Most common
Car accident

Rear-ends, intersections, and multi-car collisions, with fault factored in.

Estimate my range On the job
Workers' comp

Workplace injuries, lost-time benefits, and impairment ratings.

Estimate my range Non-economic
Pain & suffering

Isolate the multiplier portion of a claim on its own.

Estimate my range
Honest by design

The multiplier method, shown in full.

No proprietary score, no hidden inputs. This is the same approach insurers and attorneys use to value general-damages claims — so you can check our math.

Read the full methodology
01
Add your economic damages

Medical bills (to date and expected) plus lost wages — your documented "specials."

02
Apply a severity multiplier

Pain & suffering = medical bills × 1.5–5, depending on how serious and lasting the injury is.

03
Combine into a gross range

Economic damages + pain & suffering gives a low-to-high settlement range.

04
Reduce for your share of fault

If you were partly responsible, the range drops by that percentage (comparative negligence).

Questions people actually ask

Is this an exact value for my claim?

No — it's a realistic estimate based on the multiplier method. Real settlements depend on your specific injuries, the evidence, the insurer, and your state's laws. Treat the range as a starting point, not a promise.

How is pain & suffering calculated?

We multiply your medical bills by a factor of 1.5 to 5. Minor, fully-recovered injuries sit near the bottom; permanent or catastrophic ones near the top. We show a low-to-high band rather than one number, because that's how negotiation actually works.

Why does my share of fault matter?

Most states reduce your recovery by your percentage of fault. If you're found 20% responsible, a $50,000 claim becomes $40,000. The calculator applies this so the range you see is closer to what you'd actually take home.

Do I need a lawyer?

Not always — but for serious injuries, disputed fault, or a lowball offer, an attorney typically recovers more even after their fee. We're not a law firm; if you want, we can connect you with one in your state for a free consult.

Want to know what it’s really worth?

Get a free, no-obligation review from an injury attorney licensed in your state. You’re under no pressure to hire anyone.

  • ✓Free consultation, no upfront cost
  • ✓You choose whether to proceed

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